Looking for a reserve study in Waco, TX? Describe your project once and up to three reserve study specialists who work in Waco and McLennan County get back to you with a quote. It's free and there is no obligation.
Waco is home to about 146,608 people (2024 Census Bureau estimate), a growing community (+4.6% since 2020). With 1,611 people per sq mi, it is a suburban area. Condominiums and HOAs here rely on reserve studies to fund roofs, paving, pools and building systems.
Waco at a glance
- Population (Census Bureau estimate, 2024)
- 146,608 (+4.6% since 2020)
- Rank in Texas
- 24th of 1,224 cities and towns
- Land area
- 91 sq mi
- Population density
- 1,611 people per sq mi (suburban)
- Type
- City (Waco city)
- Main county
- McLennan County
What to check before hiring in Waco
- State law: in Texas, check whether reserve studies are required and how often.
- Credentials: ask for CAI RS or APRA PRA credentials, or an engineer for structural studies.
- Site visit: compare proposals with and without a site visit.
- Price drivers: community size, number of components, buildings and site visit.
Useful official resources
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Community Associations Institute
Official information and guidance.
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Association of Professional Reserve Analysts
Official information and guidance.
Services available in Waco
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Full reserve study
Site inspection, component inventory and funding plan for the association's reserves.
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Reserve study update
Update of an existing reserve study, with or without a site visit.
Frequently asked questions in Waco
How much does a reserve study cost in Waco, TX?
It depends on the size of the community and the components. Describe your association: specialists who serve Waco send a proposal.
How long does it take?
Often a few weeks from site visit to report.
Is a reserve study required?
In several states, yes; in others it is strongly recommended.
Which reserve study specialists will contact me?
Up to three independent reserve study specialists who serve Waco and the surrounding area, chosen for the service you need. Your details are shared only with your consent.
Source: U.S. Census Bureau, Population Estimates Program (Vintage 2024) and Gazetteer Files (public domain), imported on 10/31/2026. Figures describe the incorporated place or county as published; they are shown for information only.